About NJ Programs

NJ Programs exists to answer one recurring frustration: New Jersey runs the most generous property tax relief programs in the country, and yet every filing season residents struggle to find plain answers to plain questions. Which programs am I eligible for? How much will I get? Where is my payment? Is this text message real?

We publish practical, plain-English guides to the ANCHOR benefit, the Senior Freeze, Stay NJ, and the PAS-1 combined application — with every amount, deadline, and phone number checked against official state sources before publication. Our free tools — an eligibility checker, a combined relief calculator, and a PAS-1 checklist builder — run entirely in your browser and never collect personal information.

What we are — and aren’t

• We are independent. This site is not affiliated with, endorsed by, or operated by the State of New Jersey, the Department of the Treasury, or the Division of Taxation.
• We never handle applications or personal data. Everything official — applying, checking status, updating bank details — happens at nj.gov, and our guides link you there directly.
• We don’t give individual tax advice. Guides explain how the programs work in general; a tax professional can apply them to your specifics. See the full disclaimer.
• Everything here is free. Applying for these programs is free too — treat anyone charging a fee as a red flag.

How we keep guides accurate

Every guide lists its sources and its last-reviewed date. Facts are verified against NJ Division of Taxation publications at writing time, re-reviewed on a schedule, and updated immediately when the state announces changes — with corrections handled openly under our editorial policy. The people behind the guides are described on the editorial team page.

Contact

Spotted an error? Have a question our guides don’t answer? Use the contact page — corrections get priority.