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Stay NJ Calculator: Estimate Your Benefit

Stay NJ pays 50% of your property tax bill up to a $6,500 cap — after ANCHOR and the Senior Freeze are counted. Enter your numbers to see your top-up and the quarterly installment it becomes.

Runs entirely in your browser — nothing you enter is sent or stored anywhere.

Reading your result

  • The formula: 50% × (your bill, counting at most $13,000) − ANCHOR − Senior Freeze, floored at $0.
  • Eligibility checks applied: 65+ by December 31, 2025, owned and occupied all year, income under $500,000 — see Stay NJ eligibility.
  • A $0 result with other benefits present is by design — your stacked relief already reached the target; here’s why.

Frequently asked questions

Why is my Stay NJ estimate lower than 50% of my tax bill?

Two possible reasons: only the first $13,000 of taxes counts (capping the benefit at $6,500), and your ANCHOR and Senior Freeze amounts are subtracted first — Stay NJ pays the gap to the 50% target, not the whole target. The full walkthrough is in how Stay NJ works.

What does the quarterly figure mean?

Stay NJ is delivered in four equal installments (February, May, August, November) — the quarterly figure is one installment. Payments for the 2025 benefit year are expected to begin around February 2027; see the payment schedule.

I'm under 65 on disability — why is my Stay NJ $0?

Stay NJ is age-based only: 65+ by December 31 of the benefit year, with no disability pathway. Your disability status does qualify you for the Senior Freeze and ANCHOR, which the calculator includes.

Keep reading

How Stay NJ Works (With Examples)Stay NJ tops up ANCHOR and Senior Freeze so seniors' total relief reaches 50% of their property tax bill, capped at $6,500. The mechanics, explained.Stay NJ Eligibility RequirementsStay NJ eligibility: age 65+, own and occupy your NJ home all year, and income under $500,000. Why disability status alone doesn't qualify, plus edge cases.NJ Property Tax Relief CalculatorEstimate your combined ANCHOR + Senior Freeze + Stay NJ relief for 2026 from your property tax bill, age, and income. Instant results, nothing stored, no signup.Stay NJ: The New Senior Property Tax Benefit (2026 Guide)Stay NJ cuts property taxes up to 50% (max $6,500) for NJ homeowners 65+ with income under $500,000. How it works, who qualifies, and when payments arrive.